CALHOUN BANKSHARES INC is the parent banking group. CALHOUN COUNTY BANK, INC. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

CALHOUN BANKSHARES INC

Legal name: CALHOUN BANKSHARES, INC.

1 active bank · $210M combined assets

RSSD ID: 1357046 (FFIEC NIC)

Combined Assets

$210M

CRA Rating Summary

Satisfactory1charter

Across all 7 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCALHOUN COUNTY BANK, INC.GRANTSVILLE, WVSatisfactory$210MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$210M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$187M

Net Income

$645K

ROA (avg)

1.22%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

124

Origination Rate

73.39%

Denial Rate

12.9%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
CALHOUN COUNTY BANK, INC.	GRANTSVILLE, WV	FDIC	$210M	100.0%	Satisfactory	May 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.