CFB HOLDING CO is the parent banking group. CITIZENS FIRST BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

CFB HOLDING CO

Legal name: CFB HOLDING COMPANY

1 active bank · $359M combined assets

RSSD ID: 3070013 (FFIEC NIC)

Combined Assets

$359M

CRA Rating Summary

Satisfactory1charter

Across all 5 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCITIZENS FIRST BANKCLINTON, IASatisfactory$359MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$359M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$289M

Net Income

$922K

ROA (avg)

1.03%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

3,202

Origination Rate

79.23%

Denial Rate

3.75%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
CITIZENS FIRST BANK	CLINTON, IA	FDIC	$359M	100.0%	Satisfactory	Oct 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.