Legal name: C.S. BANCSHARES, INC.
2 active banks · $279M combined assets
RSSD ID: 1138786 (FFIEC NIC)
Combined Assets
$279M
CRA Rating Summary
Across all 15 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$279M
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$255M
Net Income
$901K
ROA (avg)
1.3%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
41
Origination Rate
87.8%
Denial Rate
7.32%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| STATE BANK OF MISSOURI | CONCORDIA, MO | FDIC | $139M | 100.0% | Satisfactory | Mar 2021 |
| CHILLICOTHE STATE BANK | CHILLICOTHE, MO | FDIC | $139M | 100.0% | Satisfactory | Aug 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.