🏦Bank Scorer
C S B CO is the bank holding company. HOMESTEAD BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company

C S B CO

Legal name: C.S.B. CO.

1 active bank · $530M combined assets

RSSD ID: 1055696 (FFIEC NIC)

Combined Assets

$530M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankHOMESTEAD BANKCOZAD, NESatisfactory$530MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$530M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$408M

Net Income

$2M

ROA (avg)

1.7%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
HOMESTEAD BANKCOZAD, NEFDIC$530M100.0%SatisfactoryJun 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.