BOA FINANCIAL CORP is the parent banking group. BANK OF ABBEVILLE & TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

BOA FINANCIAL CORP

Legal name: BOA FINANCIAL CORPORATION

1 active bank · $246M combined assets

RSSD ID: 5587485 (FFIEC NIC)

Combined Assets

$246M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 78% resulted in Outstanding or Satisfactory.

Primary bankBANK OF ABBEVILLE & TRUST COMPANYABBEVILLE, LASatisfactory$246MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$246M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$216M

Net Income

$599K

ROA (avg)

0.98%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

185

Origination Rate

67.57%

Denial Rate

11.89%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BANK OF ABBEVILLE & TRUST COMPANY	ABBEVILLE, LA	FDIC	$246M	100.0%	Satisfactory	Mar 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.