BIG SIOUX FINANCIAL INC is the bank holding company. RELIABANK DAKOTA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

BIG SIOUX FINANCIAL INC

Legal name: BIG SIOUX FINANCIAL, INC.

1 active bank · $758M combined assets

RSSD ID: 1363980 (FFIEC NIC)

Combined Assets

$758M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankRELIABANK DAKOTAESTELLINE, SDSatisfactory$758MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$758M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$638M

Net Income

$2M

ROA (avg)

1.25%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

235

Origination Rate

77.87%

Denial Rate

6.38%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
RELIABANK DAKOTA	ESTELLINE, SD	FDIC	$758M	100.0%	Satisfactory	Jun 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.