BERKSHIRE FINL SERVICES INC is the parent banking group. LEE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

BERKSHIRE FINL SERVICES INC

Legal name: BERKSHIRE FINANCIAL SERVICES, INC.

1 active bank · $579M combined assets

RSSD ID: 1985131 (FFIEC NIC)

Combined Assets

$579M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankLEE BANKLEE, MASatisfactory$579MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$579M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$512M

Net Income

$1M

ROA (avg)

0.9%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

209

Origination Rate

68.9%

Denial Rate

13.4%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
LEE BANK	LEE, MA	FDIC	$579M	Satisfactory	May 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.