FRANDSEN FINANCIAL CORP is the parent banking group. FRANDSEN BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FRANDSEN FINANCIAL CORP

Legal name: FRANDSEN FINANCIAL CORPORATION

1 active bank · 24 merged/absorbed · $3.7B combined assets

RSSD ID: 1128358 (FFIEC NIC)

Combined Assets

$3.7B

CRA Rating Summary

Satisfactory1charter

Across all 118 exams on record for this banking group's charters, 99% resulted in Outstanding or Satisfactory.

Primary bankFRANDSEN BANK & TRUSTLONSDALE, MNSatisfactory$3.7BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$3.7B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$3.1B

Net Income

$15M

ROA (avg)

1.63%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

1,414

Origination Rate

75.32%

Denial Rate

7.92%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FRANDSEN BANK & TRUST	LONSDALE, MN	FDIC	$3.7B	100.0%	Satisfactory	Mar 2013

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.