2 active banks · $778M combined assets
RSSD ID: 5986136 (FFIEC NIC)
Combined Assets
$778M
CRA Rating Summary
Across all 18 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$778M
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$702M
Net Income
$3M
ROA (avg)
1.64%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
175
Origination Rate
87.43%
Denial Rate
4%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| BETTER BANKS | PEORIA, IL | FDIC | $426M | Satisfactory | Jan 2024 |
| STATE STREET BANK AND TRUST COMPANY | QUINCY, IL | FDIC | $352M | Satisfactory | Dec 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.