COMMUNITY CO THE is the parent banking group. COMMUNITY BANK & TRUST, WACO, TEXAS is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

COMMUNITY CO THE

Legal name: COMMUNITY COMPANY, THE

1 active bank · $658M combined assets

RSSD ID: 1102200 (FFIEC NIC)

Combined Assets

$658M

CRA Rating Summary

Satisfactory1charter

Across all 13 exams on record for this banking group's charters, 92% resulted in Outstanding or Satisfactory.

Primary bankCOMMUNITY BANK & TRUST, WACO, TEXASWACO, TXSatisfactory$658MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$658M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$575M

Net Income

$2M

ROA (avg)

1.19%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

199

Origination Rate

60.3%

Denial Rate

10.05%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
COMMUNITY BANK & TRUST, WACO, TEXAS	WACO, TX	FDIC	$658M	100.0%	Satisfactory	Jul 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.