B BANK INC is the parent banking group. STATE BANK OF DOWNS is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

B BANK INC

Legal name: B BANK, INC.

1 active bank · $154M combined assets

RSSD ID: 1143575 (FFIEC NIC)

Combined Assets

$154M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSTATE BANK OF DOWNSDOWNS, KSSatisfactory$154MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$154M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$132M

Net Income

$568K

ROA (avg)

1.55%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

96.88%

Denial Rate

3.13%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
STATE BANK OF DOWNS	DOWNS, KS	FDIC	$154M	100.0%	Satisfactory	Sep 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.