AHB BANCSHARES INC is the parent banking group. AMERICAN HERITAGE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

AHB BANCSHARES INC

Legal name: AHB BANCSHARES, INC.

1 active bank · $149M combined assets

RSSD ID: 4665265 (FFIEC NIC)

Combined Assets

$149M

CRA Rating Summary

Satisfactory1charter

Across all 5 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankAMERICAN HERITAGE BANKCLOVIS, NMSatisfactory$149MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$149M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$134M

Net Income

$670K

ROA (avg)

1.82%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

291

Origination Rate

70.1%

Denial Rate

15.81%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
AMERICAN HERITAGE BANK	CLOVIS, NM	FDIC	$149M	100.0%	Satisfactory	Jun 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.