U.S. Bancorp
17 active banks · 88 merged/absorbed · $690.1B combined assets
Combined Assets
$690.1B
CRA Rating Summary
Across all 313 exams on record for this banking group's charters, 99% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
3 of 17 banks · Exceeds expectations for community lending
Combined Assets
$690.1B
17 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$545.6B
Net Income
$2.0B
ROA (avg)
1.17%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
155,276
Origination Rate
48.79%
Denial Rate
34.91%
Active Bank Charters17
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| U.S. BANK NATIONAL ASSOCIATION | CINCINNATI, OH | OCC | $683.4B | Outstanding | Jan 2022 |
| PEGASUS BANK | DALLAS, TX | FDIC | $1.5B | Satisfactory | Feb 2021 |
| FIRSTAR BANK | SALLISAW, OK | FDIC | $1.3B | Satisfactory | Aug 2023 |
| FIRST US BANK | BIRMINGHAM, AL | FDIC | $1.2B | Satisfactory | Apr 2024 |
| FOCUS BANK | CHARLESTON, MO | FDIC | $886M | Satisfactory | Feb 2026 |
| C US BANK | CRESCO, IA | FDIC | $814M | Satisfactory | May 2012 |
| OPTUS BANK | COLUMBIA, SC | FDIC | $785M | Satisfactory | Oct 2025 |
| COLUMBUS BANK AND TRUST COMPANY | COLUMBUS, NE | FDIC | $276M | Satisfactory | Aug 2025 |
| AMERICAN PLUS BANK, NATIONAL ASSOCIATION | ARCADIA, CA | OCC | — | Satisfactory | Aug 2024 |
| CORUS BANK, N.A. | CHICAGO, IL | OCC | — | Outstanding | Jun 2007 |
| FIRSTAR BANK, NATIONAL ASSOCIATION | SALLISAW, OK | OCC | — | Satisfactory | Nov 2015 |
| FLAGSTAR BANK, NATIONAL ASSOCIATION | HICKSVILLE, NY | OCC | — | Satisfactory | Oct 2023 |
| FUTURUS BANK, N.A. | ALPHARETTA, GA | OCC | — | Satisfactory | Mar 2004 |
| INVESTAR BANK, NATIONAL ASSOCIATION | BATON ROUGE, LA | OCC | — | Outstanding | May 2025 |
| RADIUS BANK | BOSTON, MA | OCC | — | Satisfactory | Apr 2018 |
| U.S. BANK NA NORTH DAKOTA | FARGO, ND | OCC | — | Satisfactory | Dec 2008 |
| U.S. BANK NATIONAL ASSOCIATION MONTANA | BILLINGS, MT | OCC | — | Satisfactory | Mar 2000 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.