MUNCY COLUMBIA FINANCIAL CORP is the parent banking group. FIRST COLUMBIA BANK & TRUST CO. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHD

MUNCY COLUMBIA FINANCIAL CORP

Legal name: MUNCY COLUMBIA FINANCIAL CORPORATION

1 active bank · $1.7B combined assets

RSSD ID: 1118283 (FFIEC NIC)

Combined Assets

$1.7B

CRA Rating Summary

Outstanding1charter

Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST COLUMBIA BANK & TRUST CO.BLOOMSBURG, PAOutstanding$1.7BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$1.7B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.5B

Net Income

$7M

ROA (avg)

1.68%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

484

Origination Rate

86.57%

Denial Rate

4.34%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST COLUMBIA BANK & TRUST CO.	BLOOMSBURG, PA	FDIC	$1.7B	100.0%	Outstanding	Apr 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.