Capital One Financial Corporation is the parent banking group. CAPITAL ONE, NATIONAL ASSOCIATION is the primary bank charter regulated by the OCC. CRA exams are conducted at the charter level, not the group level.

Banking Group

Capital One Financial Corporation

1 active bank · 1 merged/absorbed · $672.0B combined assets

Combined Assets

$672.0B

CRA Rating Summary

Outstanding1charter

Across all 15 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCAPITAL ONE, NATIONAL ASSOCIATIONMCLEAN, VAOutstanding$672.0BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$672.0B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$520.8B

Net Income

$2.3B

ROA (avg)

1.39%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2022Lender rankings →

Aggregated HMDA data across all active charters for 2022.

Applications

475

Origination Rate

87.16%

Denial Rate

0.63%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
CAPITAL ONE, NATIONAL ASSOCIATION	MCLEAN, VA	OCC	$672.0B	Outstanding	Aug 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.