FIRST&PEOPLES BANCSHARES INC is the parent banking group. FIRST & PEOPLES BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FIRST&PEOPLES BANCSHARES INC

Legal name: FIRST & PEOPLES BANCSHARES, INC.

1 active bank · $209M combined assets

RSSD ID: 1363935 (FFIEC NIC)

Combined Assets

$209M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST & PEOPLES BANK AND TRUST COMPANYRUSSELL, KYSatisfactory$209MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$209M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$193M

Net Income

$-292K

ROA (avg)

-0.56%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

66.67%

Denial Rate

22.92%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST & PEOPLES BANK AND TRUST COMPANY	RUSSELL, KY	FDIC	$209M	100.0%	Satisfactory	Nov 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.