SCHERTZ BANCSHARES CORP is the parent banking group. SCHERTZ BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

SCHERTZ BANCSHARES CORP

Legal name: SCHERTZ BANCSHARES CORPORATION

1 active bank · $762M combined assets

RSSD ID: 1105443 (FFIEC NIC)

Combined Assets

$762M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSCHERTZ BANK & TRUSTSCHERTZ, TXSatisfactory$762MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$762M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$646M

Net Income

$4M

ROA (avg)

2.05%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2018Lender rankings →

Aggregated HMDA data across all active charters for 2018.

Applications

Origination Rate

92.31%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
SCHERTZ BANK & TRUST	SCHERTZ, TX	FDIC	$762M	100.0%	Satisfactory	Aug 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.