GELT BCORP INC is the parent banking group. BANK OF BIRD-IN-HAND is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

GELT BCORP INC

Legal name: GELT BANCORP, INC.

1 active bank · $1.8B combined assets

RSSD ID: 5952494 (FFIEC NIC)

Combined Assets

$1.8B

CRA Rating Summary

Satisfactory1charter

Across all 3 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankBANK OF BIRD-IN-HANDBIRD IN HAND, PASatisfactory$1.8BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.8B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.6B

Net Income

$5M

ROA (avg)

1.11%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

438

Origination Rate

93.38%

Denial Rate

2.51%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BANK OF BIRD-IN-HAND	BIRD IN HAND, PA	FDIC	$1.8B	100.0%	Satisfactory	Dec 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.