Citigroup Inc. operates 3 active bank charters, each examined independently for CRA compliance.

Banking Group

Citigroup Inc.

3 active banks · 12 merged/absorbed · $1.93T combined assets

Combined Assets

$1.93T

CRA Rating Summary

Outstanding2charters

Satisfactory1charter

Across all 61 exams on record for this banking group's charters, 97% resulted in Outstanding or Satisfactory.

Primary bankCITIBANK, N.A.SIOUX FALLS, SDOutstanding$1.93TView profile →

At a Glance

Dominant CRA Rating

Outstanding

2 of 3 banks · Exceeds expectations for community lending

Combined Assets

$1.93T

3 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.50T

Net Income

$5.0B

ROA (avg)

1.06%

asset-weighted avg

Aggregated HMDA data across all active charters for 2024.

Applications

31,058

Origination Rate

45.41%

Denial Rate

15.07%

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
CITIBANK, N.A.	SIOUX FALLS, SD	OCC	$1.93T	Outstanding	May 2024
CITIBANK (NEVADA), N.A.	LAS VEGAS, NV	OCC	—	Outstanding	Mar 2003
CITIBANK USA, N.A.	SIOUX FALLS, SD	OCC	—	Satisfactory	May 2003

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.