RAWLINS BANCSHARES INC is the parent banking group. FARMERS BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

RAWLINS BANCSHARES INC

Legal name: RAWLINS BANCSHARES, INC.

1 active bank · 1 merged/absorbed · $158M combined assets

RSSD ID: 1062854 (FFIEC NIC)

Combined Assets

$158M

CRA Rating Summary

Satisfactory1charter

Across all 12 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFARMERS BANK & TRUSTATWOOD, KSSatisfactory$158MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$158M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$146M

Net Income

$476K

ROA (avg)

1.17%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

2,656

Origination Rate

48.34%

Denial Rate

7.98%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FARMERS BANK & TRUST	ATWOOD, KS	FDIC	$158M	100.0%	Satisfactory	Jan 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.