Wells Fargo & Company
18 active banks · 20 merged/absorbed · $1.85T combined assets
Combined Assets
$1.85T
CRA Rating Summary
Across all 125 exams on record for this banking group's charters, 98% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
8 of 18 banks · Exceeds expectations for community lending
Combined Assets
$1.85T
18 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.52T
Net Income
$6.0B
ROA (avg)
1.3%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
79,930
Origination Rate
46.59%
Denial Rate
21.77%
Active Bank Charters18
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION | SIOUX FALLS, SD | OCC | $1.85T | Outstanding | Feb 2023 |
| WACHOVIA BANK OF DELAWARE, N.A. | WILMINGTON, NC | OCC | — | Outstanding | Jun 2006 |
| WACHOVIA BANK, N.A. | WINSTON-SALEM, NC | OCC | — | Outstanding | Dec 2000 |
| WELLS FARGO BANK ILLINOIS, N.A. | GALESBURG, IL | OCC | — | Satisfactory | Jun 2000 |
| WELLS FARGO BANK INDIANA, N.A. | FORT WAYNE, IN | OCC | — | Outstanding | Jun 2000 |
| WELLS FARGO BANK IOWA, N.A. | DES MOINES, IA | OCC | — | Satisfactory | Jun 2000 |
| WELLS FARGO BANK MINNESOTA, N.A. | MINNEAPOLIS, MN | OCC | — | Outstanding | Feb 2000 |
| WELLS FARGO BANK MONTANA, N.A. | BILLINGS, MT | OCC | — | Satisfactory | Mar 2000 |
| WELLS FARGO BANK NEBRASKA, N.A. | OMAHA, NE | OCC | — | Satisfactory | Jun 2000 |
| WELLS FARGO BANK NEW MEXICO, N.A. | ALBUQUERQUE, NM | OCC | — | Satisfactory | Mar 2000 |
| WELLS FARGO BANK NORTH DAKOTA, N.A. | FARGO, ND | OCC | — | Satisfactory | Mar 2000 |
| WELLS FARGO BANK NORTHWEST, N.A. | OGDEN, UT | OCC | — | Satisfactory | Dec 2013 |
| WELLS FARGO BANK OHIO, N.A. | VAN WERT, OH | OCC | — | Outstanding | May 2001 |
| WELLS FARGO BANK WISCONSIN, N.A. | MILWAUKEE, WI | OCC | — | Satisfactory | Jun 2000 |
| WELLS FARGO BANK WYOMING, N.A. | CASPER, WY | OCC | — | Satisfactory | Mar 2000 |
| WELLS FARGO BANK, SOUTH DAKOTA, N.A. | SIOUX FALLS, SD | OCC | — | Outstanding | Mar 2000 |
| WELLS FARGO FINANCIAL NATIONAL BANK | LAS VEGAS, IA | OCC | — | Satisfactory | Feb 2019 |
| WELLS FARGO HSBC TRADE BANK, N.A. | SAN FRANCISCO, CA | OCC | — | Outstanding | Jun 2006 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.