UNDERWOOD BANCSHARES INC is the parent banking group. FARMERS STATE BANK OF UNDERWOOD is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.
Bank Holding Company
UNDERWOOD BANCSHARES INC
Legal name: UNDERWOOD BANCSHARES, INC.
1 active bank · $112M combined assets
RSSD ID: 1128385 (FFIEC NIC)
Combined Assets
$112M
CRA Rating Summary
Satisfactory1charter
Across all 10 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$112M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$103M
Net Income
$472K
ROA (avg)
1.67%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FARMERS STATE BANK OF UNDERWOOD | UNDERWOOD, MN | FDIC | $112M | 100.0% | Satisfactory | May 2020 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.