BLUE RIDGE BANCSHARES INC is the parent banking group. BLUE RIDGE BANK AND TRUST CO. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

BLUE RIDGE BANCSHARES INC

Legal name: BLUE RIDGE BANCSHARES, INC.

1 active bank · $882M combined assets

RSSD ID: 1891317 (FFIEC NIC)

Combined Assets

$882M

CRA Rating Summary

Satisfactory1charter

Across all 12 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankBLUE RIDGE BANK AND TRUST CO.INDEPENDENCE, MOSatisfactory$882MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$882M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$742M

Net Income

$3M

ROA (avg)

1.29%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

90.91%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BLUE RIDGE BANK AND TRUST CO.	INDEPENDENCE, MO	FDIC	$882M	100.0%	Satisfactory	Mar 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.