IBW FINANCIAL CORP is the parent banking group. INDUSTRIAL BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

IBW FINANCIAL CORP

Legal name: IBW FINANCIAL CORPORATION

1 active bank · $775M combined assets

RSSD ID: 2326179 (FFIEC NIC)

Combined Assets

$775M

CRA Rating Summary

Outstanding1charter

Across all 5 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankINDUSTRIAL BANKWASHINGTON, DCOutstanding$775MView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$775M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$608M

Net Income

$2K

ROA (avg)

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

Origination Rate

81.25%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
INDUSTRIAL BANK	WASHINGTON, DC	FDIC	$775M	100.0%	Outstanding	Nov 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.