Regions Financial Corporation operates 2 active bank charters, each examined independently for CRA compliance.

Banking Group

Regions Financial Corporation

2 active banks · 35 merged/absorbed · $159.4B combined assets

Combined Assets

$159.4B

CRA Rating Summary

Satisfactory2charters

Across all 95 exams on record for this banking group's charters, 98% resulted in Outstanding or Satisfactory.

Primary bankREGIONS BANKBIRMINGHAM, ALSatisfactory$159.4BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

2 of 2 banks · Meets expectations for community lending

Combined Assets

$159.4B

2 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$132.8B

Net Income

$573M

ROA (avg)

1.45%

asset-weighted avg

Aggregated HMDA data across all active charters for 2024.

Applications

69,188

Origination Rate

42.4%

Denial Rate

40.3%

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
REGIONS BANK	BIRMINGHAM, AL	FDIC	$159.4B	Satisfactory	Dec 2000
UNION PLANTERS BANK, N.A.	MEMPHIS, TN	OCC	—	Satisfactory	Mar 2004

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.