SECURITY HOLDING CO is the parent banking group. SECURITY STATE BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

SECURITY HOLDING CO

Legal name: SECURITY HOLDING COMPANY

1 active bank · $2.0B combined assets

RSSD ID: 1107308 (FFIEC NIC)

Combined Assets

$2.0B

CRA Rating Summary

Satisfactory1charter

Across all 14 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSECURITY STATE BANK & TRUSTFREDERICKSBURG, TXSatisfactory$2.0BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$2.0B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.7B

Net Income

$10M

ROA (avg)

1.93%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

345

Origination Rate

70.14%

Denial Rate

7.25%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
SECURITY STATE BANK & TRUST	FREDERICKSBURG, TX	FDIC	$2.0B	100.0%	Satisfactory	May 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.