Legal name: 1ST JACKSON BANCSHARES, INC.
2 active banks · $552M combined assets
RSSD ID: 2306993 (FFIEC NIC)
Combined Assets
$552M
CRA Rating Summary
Across all 16 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$552M
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$458M
Net Income
$2M
ROA (avg)
1.65%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
125
Origination Rate
91.2%
Denial Rate
7.2%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST JACKSON BANK, INC. | STEVENSON, AL | FDIC | $440M | 100.0% | Satisfactory | Aug 2023 |
| THE PEOPLES BANK | SARDIS, TN | FDIC | $113M | 100.0% | Satisfactory | Aug 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.