BANKSOUTH HOLDING CO is the parent banking group. CITIZENS UNION BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.
SLHC
BANKSOUTH HOLDING CO
Legal name: BANKSOUTH HOLDING COMPANY
1 active bank · $1.6B combined assets
RSSD ID: 1134313 (FFIEC NIC)
Combined Assets
$1.6B
CRA Rating Summary
Outstanding1charter
Across all 2 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$1.6B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.4B
Net Income
$6M
ROA (avg)
1.48%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| CITIZENS UNION BANK | GREENSBORO, GA | FDIC | $1.6B | 100.0% | Outstanding | May 1994 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.