TD Bank, N.A.
25 active banks · 83 merged/absorbed · $43.2B combined assets
Combined Assets
$43.2B
CRA Rating Summary
Across all 338 exams on record for this banking group's charters, 95% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
9 of 25 banks · Exceeds expectations for community lending
Combined Assets
$43.2B
25 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$35.0B
Net Income
$159M
ROA (avg)
1.53%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
23,345
Origination Rate
59.29%
Denial Rate
3.1%
Active Bank Charters25
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| COMMERCE BANK, NATIONAL ASSOCIATION | KANSAS CITY, MO | OCC | $35.5B | Outstanding | Apr 1994 |
| FIRST COMMERCE BANK | LAKEWOOD, NJ | FDIC | $1.8B | Outstanding | Mar 2025 |
| PLAINS COMMERCE BANK | SIOUX FALLS, SD | FDIC | $1.3B | Satisfactory | Jan 2024 |
| FIRST COMMERCE BANK | LEWISBURG, TN | FDIC | $937M | Satisfactory | Jan 2024 |
| WESTERN COMMERCE BANK | CARLSBAD, NM | FDIC | $897M | Satisfactory | Jun 2024 |
| COMMERCE BANK OF TEMECULA VALLEY | IRVINE, CA | FDIC | $860M | Satisfactory | Dec 2012 |
| COMMERCE BANK | LAREDO, TX | FDIC | $739M | Satisfactory | Jan 2025 |
| COMMUNITY COMMERCE BANK | CLAREMONT, CA | FDIC | $414M | Outstanding | Mar 2021 |
| COMMERCE BANK | GENEVA, MN | FDIC | $227M | Satisfactory | Jan 2023 |
| FORT COLLINS COMMERCE BANK | FORT COLLINS, CO | FDIC | $207M | Satisfactory | Aug 2010 |
| FIRST COMMERCE BANK | MARYSVILLE, KS | FDIC | $140M | Satisfactory | Mar 2022 |
| COMMERCE BANK TEXAS | STOCKDALE, TX | FDIC | $61M | Satisfactory | Dec 2024 |
| AMERICAN COMMERCE BANK, N.A. | BREMEN, GA | OCC | — | Satisfactory | Mar 2025 |
| COMMERCE BANK, N. A. | KANSAS CITY, MO | OCC | — | Outstanding | Aug 2009 |
| COMMERCE BANK, N.A. | PHILADELPHIA, NJ | OCC | — | Outstanding | Oct 2006 |
| COMMERCE BANK, N.A. | WICHITA, KS | OCC | — | Outstanding | Feb 2004 |
| COMMERCE BANK, N.A. | PEORIA, IL | OCC | — | Satisfactory | Jul 2000 |
| COMMERCE BANK/CENTRAL, N.A. | FLEMINGTON, NJ | OCC | — | Satisfactory | Feb 2000 |
| COMMERCE BANK/DELAWARE, N.A. | WILMINGTON, DE | OCC | — | Outstanding | Mar 2003 |
| COMMERCE BANK/HARRISBURG N.A. | LEMOYNE, PA | OCC | — | Satisfactory | Jan 2008 |
| COMMERCE BANK/PENNSYLVANIA, N.A. | PHILADELPHIA, PA | OCC | — | Satisfactory | Mar 2003 |
| COMMERCE BANK/SHORE, N.A. | FORKED RIVER, NJ | OCC | — | Satisfactory | Mar 2003 |
| PACIFIC COMMERCE BANK, N.A. | LOS ANGELES, CA | OCC | — | Satisfactory | Aug 2005 |
| TD BANK USA, NATIONAL ASSOCIATION | WILMINGTON, NJ | OCC | — | Outstanding | Sep 2023 |
| TD BANK, NATIONAL ASSOCIATION | WILMINGTON, ME | OCC | — | Outstanding | Jul 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.