ALBRECHT FINL SERVICES INC is the parent banking group. CITY STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

ALBRECHT FINL SERVICES INC

Legal name: ALBRECHT FINANCIAL SERVICES, INC.

1 active bank · 1 merged/absorbed · $792M combined assets

RSSD ID: 2022725 (FFIEC NIC)

Combined Assets

$792M

CRA Rating Summary

Satisfactory1charter

Across all 15 exams on record for this banking group's charters, 93% resulted in Outstanding or Satisfactory.

Primary bankCITY STATE BANKNORWALK, IASatisfactory$792MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$792M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$697M

Net Income

$4M

ROA (avg)

1.95%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

Origination Rate

72.45%

Denial Rate

5.1%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
CITY STATE BANK	NORWALK, IA	FDIC	$792M	100.0%	Satisfactory	Nov 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.