AMBANK FINANCIAL SERVICES INC is the parent banking group. AMERICAN BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

AMBANK FINANCIAL SERVICES INC

Legal name: AMBANK HOLDINGS, INC.

1 active bank · 1 merged/absorbed · $465M combined assets

RSSD ID: 1138610 (FFIEC NIC)

Combined Assets

$465M

CRA Rating Summary

Satisfactory1charter

Across all 5 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankAMERICAN BANK AND TRUST COMPANYDAVENPORT, IASatisfactory$465MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$465M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$400M

Net Income

$813K

ROA (avg)

0.7%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

309

Origination Rate

84.47%

Denial Rate

3.88%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
AMERICAN BANK AND TRUST COMPANY	DAVENPORT, IA	FDIC	$465M	100.0%	Satisfactory	Jul 2001

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.