CENTRAL BANCSHARES INC operates 3 active bank charters, each examined independently for CRA compliance.
Bank Holding Company
CENTRAL BANCSHARES INC
Legal name: CENTRAL BANCSHARES, INC.
3 active banks · $455M combined assets
RSSD ID: 1050495 (FFIEC NIC)
Combined Assets
$455M
CRA Rating Summary
Satisfactory3charters
Across all 17 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
3 of 3 banks · Meets expectations for community lending
Combined Assets
$455M
3 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$376M
Net Income
$664K
ROA (avg)
0.57%
asset-weighted avg
Active Bank Charters3
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| UNITED REPUBLIC BANK | ELKHORN, NE | FDIC | $192M | — | Satisfactory | Nov 2023 |
| FIRST CENTRAL BANK | CAMBRIDGE, NE | FDIC | $138M | 100.0% | Satisfactory | Jan 2025 |
| FIRST CENTRAL BANK MCCOOK | MCCOOK, NE | FDIC | $125M | 100.0% | Satisfactory | Jan 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.