Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.9B
Total Deposits
$2.5B
Net Loans
$2.2B
Net Income
$5M
ROA
0.62%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.89%
Risk-Based Capital
12.10%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 692 | 64.74% | 20.09% |
| 2023 | 715 | 64.9% | 17.62% |
| 2022 | 1,012 | 68.48% | 16.90% |
| 2021 | 903 | 63.57% | 16.94% |
| 2020 | 753 | 62.68% | 17.00% |
| 2019 | 459 | 62.75% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Large Bank |
| Nov 2022 | Satisfactory | Intermediate Small Bank |
| Mar 2020 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1993
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Total Branches
30
Branch Deposits
$2.0B
1-Year Change
+1
5-year net change: +3 branches
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Preview:
| 22.22% |
| 2018 | 514 | 63.81% | 24.32% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red