This institution is no longer active

Operations ceased on February 28, 2014. CRA examination history below reflects the period it was active.

VANTAGE POINT BANK

HORSHAM, PA · Supervised by FDIC

Est. 2007FDIC #58,531RSSD: FDIC-58531

Satisfactory Same

Current rating · Exam: September 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.97%

Institution Profile

FDIC BankFind

Address

100 Gibraltar Road, HORSHAM, PA

County

Montgomery County

Established

December 24, 2007

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2013

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2013Call Report / FDIC

Total Assets

$63M

Total Deposits

$62M

Net Loans

$43M

Net Income

$-3,804K

ROA

-4.97%

ROE

-117.19%

Risk-Based Capital

3.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2011

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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