Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$460M
Total Deposits
$337M
Net Loans
$168M
Net Income
$843K
ROA
0.74%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.09%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 42 | 61.9% | 14.29% |
| 2022 | 6,611 | 61.55% | 19.47% |
| 2021 | 7,635 | 67.82% | 11.26% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Needs to Improve | Intermediate Small Bank |
| Jun 2021 | Satisfactory | Intermediate Small Bank |
| May 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1994
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Total Branches
6
Branch Deposits
$326M
1-Year Change
0
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