PHILADELPHIA, PA · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$50M
Total Deposits
$41M
Net Loans
$27M
Net Income
$-475K
ROA
-3.78%
Below avg for Small banks. Peer avg: 0.44%
ROE
-22.22%
Risk-Based Capital
38.21%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Needs to Improve | Small Bank |
| Dec 2023 | Needs to Improve | Small Bank |
| Nov 2017 | Satisfactory | Small Bank |
1 previous rating locked — back to 2011
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$42M
1-Year Change
0
5-year net change: -1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/united-bank-of-philadelphia" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: