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This institution is no longer active

Operations ceased on April 1, 2019. CRA examination history below reflects the period it was active.

UNION BUILDING AND LOAN SAVINGS BANK

WEST BRIDGEWATER, PA · Supervised by FDIC

Est. 1893FDIC #29,967RSSD: FDIC-29967
Satisfactory Same

Current rating · Exam: December 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.58%

Institution Profile

FDIC BankFind

Address

303 Leopard Lane, WEST BRIDGEWATER, PA

County

Beaver County

Established

January 1, 1893

Total Assets

$31M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2019Call Report / FDIC

Total Assets

$31M

Total Deposits

$21M

Net Loans

$29M

Net Income

$-125K

ROA

-1.58%

ROE

-6.17%

Risk-Based Capital

46.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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