Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$459M
Total Deposits
$407M
Net Loans
$239M
Net Income
$5M
ROA
4.12%
Above avg for Small banks. Peer avg: 0.44%
ROE
83.46%
Risk-Based Capital
13.03%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 28 | 96.43% | 3.57% |
| 2023 | 36 | 91.67% | 5.56% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| Jan 2023 | Satisfactory | Intermediate Small Bank |
| Jan 2020 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
9
Branch Deposits
$431M
1-Year Change
0
5-year net change: +1 branches
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