🏦Bank Scorer

TIOGA-FRANKLIN SAVINGS BANK

PHILADELPHIA, PA · Supervised by FDIC

Est. 1873FDIC #33,802RSSD: FDIC-33802
Needs to Improve Down

Current rating · Exam: August 2025

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -1.16%

Institution Profile

FDIC BankFind

Address

320 E Girard Ave, PHILADELPHIA, PA

County

Philadelphia County

Established

March 31, 1873

Total Assets

$69M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

August 1, 2025

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$69M

Total Deposits

$66M

Net Loans

$58M

Net Income

$-202K

ROA

-1.16%

ROE

-32.31%

Risk-Based Capital

5.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$61M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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