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This institution is no longer active

Operations ceased on October 26, 2002. CRA examination history below reflects the period it was active.

THREE RIVERS BANK AND TRUST COMPANY

PITTSBURGH, PA · Supervised by FDIC

Est. 1964FDIC #19,104RSSD: FDIC-19104
Part ofTHREE RIVERS BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2000

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.97%

Institution Profile

FDIC BankFind

Address

633 State Route 51, PITTSBURGH, PA

County

Allegheny County

Established

May 16, 1964

Total Assets

$1.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2000

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2002Call Report / FDIC

Total Assets

$1.0B

Total Deposits

$768M

Net Loans

$580M

Net Income

$7M

ROA

0.97%

ROE

12.07%

Risk-Based Capital

12.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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