🏦Bank Scorer

This institution is no longer active

Operations ceased on November 13, 1998. CRA examination history below reflects the period it was active.

THE YORK BANK AND TRUST COMPANY

YORK, PA · Supervised by FDIC

Est. 1810FDIC #18,325RSSD: FDIC-18325
Part ofALLIED IRISH BANKS P L C→ View all charters
Outstanding Up

Current rating · Exam: June 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.94%

Institution Profile

FDIC BankFind

Address

Market And Beaver Streets, YORK, PA

County

York County

Established

January 1, 1810

Total Assets

$954M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$954M

Total Deposits

$721M

Net Loans

$714M

Net Income

$7M

ROA

0.94%

ROE

9.40%

Risk-Based Capital

11.80%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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