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This institution is no longer active

Operations ceased on April 24, 1992. CRA examination history below reflects the period it was active.

THE POCONO BANK

MILFORD, PA · Supervised by FDIC

Est. 1988FDIC #27,370RSSD: FDIC-27370
Part ofHIGH POINT FINANCIAL CORP→ View all charters
Satisfactory

Current rating · Exam: June 1990

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.62%

Institution Profile

FDIC BankFind

Address

Routes 6 And 209, MILFORD, PA

County

Pike County

Established

November 9, 1988

Total Assets

$19M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 14, 1990

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$19M

Total Deposits

$15M

Net Loans

$13M

Net Income

$-125K

ROA

-2.62%

ROE

-15.83%

Risk-Based Capital

22.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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