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This institution is no longer active

Operations ceased on July 1, 2001. CRA examination history below reflects the period it was active.

THE PENNSYLVANIA CAPITAL BANK

PITTSBURGH, PA · Supervised by FDIC

Est. 1990FDIC #33,117RSSD: FDIC-33117
Satisfactory Same

Current rating · Exam: September 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.34%

Institution Profile

FDIC BankFind

Address

The Times Building, 336 Fourth Avenue, PITTSBURGH, PA

County

Allegheny County

Established

September 4, 1990

Total Assets

$139M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2001Call Report / FDIC

Total Assets

$139M

Total Deposits

$129M

Net Loans

$83M

Net Income

$-248K

ROA

-0.34%

ROE

-4.59%

Risk-Based Capital

12.75%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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