Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$467M
Total Deposits
$365M
Net Loans
$252M
Net Income
$585K
ROA
0.50%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.28%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 77 | 75.32% | 24.68% |
| 2023 | 91 | 82.42% | 17.58% |
| 2022 | 130 | 77.69% | 20.00% |
| 2021 | 181 | 79.56% | 18.23% |
| 2020 | 223 | 77.58% | 14.35% |
| 2019 | 112 | 83.04% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| May 2022 | Satisfactory | Intermediate Small Bank |
| Mar 2019 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$360M
1-Year Change
0
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Preview:
| 2018 | 106 | 80.19% | 7.55% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red