This institution is no longer active

Operations ceased on May 1, 1995. CRA examination history below reflects the period it was active.

THE MONT ALTO STATE BANK

MONT ALTO, PA · Supervised by FDIC

Est. 1916FDIC #9,904RSSD: FDIC-9904

Part ofFRANKLIN FINL SERVICES CORP→ View all charters

Satisfactory

Current rating · Exam: July 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.79%

Institution Profile

FDIC BankFind

Address

Park Street, MONT ALTO, PA

County

Franklin County

Established

January 1, 1916

Total Assets

$26M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1995Call Report / FDIC

Total Assets

$26M

Total Deposits

$22M

Net Loans

$20M

Net Income

$117K

ROA

1.79%

ROE

14.06%

Risk-Based Capital

20.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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