This institution is no longer active
Operations ceased on July 25, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$722M
Total Deposits
$582M
Net Loans
$548M
Net Income
$4M
ROA
1.10%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.37%
Risk-Based Capital
11.06%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 517 | 77.95% | 11.61% |
| 2023 | 616 | 81.66% | 7.95% |
| 2022 | 788 | 83.38% | 7.61% |
| 2021 | 585 | 87.69% | 3.76% |
| 2020 | 526 | 88.21% | 4.18% |
| 2019 | 552 | 80.8% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2022 | Satisfactory | Intermediate Small Bank |
| Mar 2019 | Satisfactory | Intermediate Small Bank |
| Apr 2016 | Satisfactory | Intermediate Small Bank |
Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$582M
1-Year Change
0
5-year net change: -1 branches
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Address
County
Established
Total Assets
| 2018 | 561 | 84.49% | 6.42% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red