Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$986M
Net Loans
$891M
Net Income
$4M
ROA
1.46%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.12%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 523 | 85.28% | 4.02% |
| 2023 | 582 | 85.57% | 6.70% |
| 2022 | 767 | 86.05% | 4.30% |
| 2021 | 689 | 87.66% | 4.50% |
| 2020 | 781 | 80.28% | 7.04% |
| 2019 | 618 | 78.64% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Intermediate Small Bank |
| May 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1994
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Total Branches
15
Branch Deposits
$919M
1-Year Change
+2
5-year net change: +2 branches
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Preview:
| 2018 | 636 | 80.19% | 7.86% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red