Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.9B
Total Deposits
$2.6B
Net Loans
$2.0B
Net Income
$8M
ROA
1.13%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.12%
Risk-Based Capital
14.44%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 961 | 76.27% | 11.97% |
| 2023 | 1,011 | 72.7% | 10.19% |
| 2022 | 1,406 | 78.95% | 7.68% |
| 2021 | 1,574 | 83.99% | 3.75% |
| 2020 | 1,451 | 80.7% | 7.99% |
| 2019 | 750 | 72.13% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Large Bank |
| Sep 2020 | Satisfactory | Intermediate Small Bank |
| May 2017 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1992
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Total Branches
23
Branch Deposits
$2.4B
1-Year Change
0
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Preview:
| 12.13% |
| 2018 | 681 | 79% | 12.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red