Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.4B
Total Deposits
$2.1B
Net Loans
$1.6B
Net Income
$5M
ROA
0.91%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.29%
Risk-Based Capital
14.19%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,331 | 67.99% | 19.16% |
| 2023 | 1,398 | 71.32% | 17.95% |
| 2022 | 1,797 | 77.46% | 13.58% |
| 2021 | 1,884 | 78.77% | 10.03% |
| 2020 | 1,891 | 75.94% | 10.36% |
| 2019 | 1,323 | 77.02% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Large Bank |
| Jul 2021 | Satisfactory | Intermediate Small Bank |
| Jun 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1995
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Total Branches
18
Branch Deposits
$1.9B
1-Year Change
+1
5-year net change: +2 branches
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Preview:
| 12.77% |
| 2018 | 1,265 | 72.17% | 15.97% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red