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This institution is no longer active

Operations ceased on August 25, 2001. CRA examination history below reflects the period it was active.

THE DROVERS & MECHANICS BANK

YORK, PA · Supervised by FDIC

Est. 1883FDIC #7,820RSSD: FDIC-7820
Part ofDROVERS BANCSHARES CORP→ View all charters
Satisfactory Same

Current rating · Exam: January 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.18%

Institution Profile

FDIC BankFind

Address

30 South George Street, YORK, PA

County

York County

Established

June 12, 1883

Total Assets

$816M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2000

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2001Call Report / FDIC

Total Assets

$816M

Total Deposits

$589M

Net Loans

$510M

Net Income

$5M

ROA

1.18%

ROE

15.21%

Risk-Based Capital

11.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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